Mortgages – Northwest Capital Bank

Personal Banking

REFINANCE

We can make your mortgage payments more manageable with refinancing options. Refinancing helps you:

Consolidate debt
Free up extra cash for home improvements, college expenses, and more
Reduce your monthly payment
Convert an adjustable rate loan to a fixed rate loan

PURCHASE

We find the right loan product to meet your mortgage financing needs, with no to low down payments, and promotions for ongoing purchases and first-time buyers. Options include:

Conforming
FHA
VA
USDA
Jumbo/Non-Conforming

REVERSE MORTGAGE

If you’re age 62 or older, use this option to access equity in your home, without monthly loan payments. Borrowing options include receiving funds as:

Lump sum payment
Line of credit
Receiving fixed monthly payments

You would continue to be responsible for making payments for taxes and insurance during the term of the mortgage. Reverse mortgage loans typically must be repaid either when you move out of the home or when you die. However, the loan may need to be paid back sooner if the home is no longer your principal residence, you fail to pay your property taxes or homeowners insurance, or do not keep the home in good repair.

CONSTRUCTION

Ready to break the mold of your existing home and build it out to something better? We can help with our construction loan products:

One-time application and closing
Fixed and adjustable rate options
Available for primary and secondary residences
Initial construction loan converts to permanent mortgage loan

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Northwest Capital Bank Community Banking group provides lending and comprehensive deposit and treasury management services to small and medium-sized businesses conducted primarily through our branch offices.

Financing Solutions